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Update on Lidiya

Lidiya decided to take out this loan to buy women's jackets and coats because she did not have enough of her own financial means. Thanks to the previous loan Lidiya was able to expand the variety of the merchandise with women's sundresses and summer dresses and received an additional profit. She has improved her living conditions and bought an air conditioner.
View original language description ↓
Лидия решила взят этот кредит для закупки женских курток и пальто, так как не хватило своих собственных средств. Благодаря предыдущему кредиту Лидия смогла расширить ассортимент за счет женских сарафанов и платьев и получить дополнительную прибыль. Она улучшила жилищные условия и приобрела кондиционер.

Previous Loan Details

Lidiya is a market entrepreneur from Pershotravensk, Pavlograd region. She sells dressy women’s clothing items, evening gowns and fur coats in one of the local markets called ‘Yuzhnyi’ (‘Southern’). Women who shop at the market know Lidiya’s kiosk for its nice quality clothes and her good taste. ... More from Lidiya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 9
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Lidiya to purchase winter clothing.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 12, 2011
Oct 10, 2011
Currency Exchange Loss:
Jun 25, 2012
This photo was used before for a previous loan for Lidiya. It was first posted on Kiva on Oct, 2010. Learn More