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Benkadi Group
In this Group: Fatoumata , Sophie , Albertine , Badiallo , Rouki *, Souzane
* not pictured
The six women of Benkadi Group are all married and live in monogamous families. They average 45 years of age and three children. They live in Banankoroni Village, a military camp in Ségou Region.

They got acquainted through bonds of neighborhood and kinship. They sell cereals, peanuts, fresh and smoked fish. In order to be able to buy supplies for cash, the members of the group joined Kiva's partner, Soro Yiriwaso. They are now seeking their tenth solidarity loan (group loan).

Mrs. Fatoumata (second woman from the left in the photograph) is a very much renowned reseller of big fresh fish, both inside the camp and in the village of Banankoro.

She intends to use her loan to buy 166 kg of fresh fish. She gets her fish supplies from fishermen in villages along the banks of Niger River. She sells for cash and on credit, at her home and as a traveling saleswoman, in the village and in the military camp, to a clientele comprising both men and women.

With this loan, Mrs. Fatoumata hopes to turn an average monthly profit of XOF 45'000 (ca US$ 90). She will reinvest part of it in her business, and use the remainder to pay her children's school expenses.

Mrs. Fatoumata, along with the other members of the group, wants to bolster her business thanks to her collaboration with Soro Yiriwaso.

Note: Mrs. Rouki does not appear in the photograph because she had an appointment at the hospital.
View original language description ↓
Les six femmes du groupe Benkadi sont toutes mariées dans de familles monogames avec en moyenne 45 ans et 3 enfants par femme. Elles habitent dans le camp militaire de Banankoroni Village dans la région de Ségou.
Elles se sont connues à travers des liens de voisinage,de parenté et font le petit commerce de céréales, grains d’arachide, poissons frais et fumé.
Dans le but de faire des achats au comptant les membres du groupe ont intégré Soro Yiriwaso et sont à leur 10ème cycle de prêt solidaire.
Madame Fatoumata (2ème femme assise sur la photo de la gauche vers la droite) a une grande réputation dans la vente du poisson frais de gros calibre dans le camp et même dans le village de Banankoro.
Elle compte utiliser son prêt pour acheter, 166 kg de poisson frais. Elle se ravitaille en poisson au bord du fleuve Niger dans le village avec les pêcheurs. La vente se fait au comptant et à crédit à domicile et en ambulant dans le village et dans le camp militaire à une clientèle composée de femmes et d’hommes.
Madame Fatoumata espère réaliser avec ce prêt un bénéfice mensuel moyen de 45 000FCFA qui sera utilisé pour être réinvesti dans l’activité et prendre en charge les frais scolaires des enfants. Madame Fatoumata tout comme les autres membres du groupe Benkadi a pour objectif d’augmenter le volume de son activité dans ce partenariat avec Soro Yiriwaso.
NB: Rouki ne figure pas dans la photo pour cause de consultation à l’hôpital.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 61
    View loans »
    Mali Loans Fundraising
  • $12,694,675
    Funds lent in using Kiva
  • 488.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD