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Growing agricultural crops is the main economic sector of Cambodian people who live in Ornlong Veng District, Odor Meanchey province, Cambodia. One of them is Mrs. Keo, 49, who has been involved in an agricultural business for ages. She is a hardworking woman covering her family’s needs. Keo’s husband also has the same business as her, and they are working together on their existing farmland. This humble couple is getting more experience from this business activity. From this sector, they can earn about 3 dollars for each dA..

They are blessed with four children, one of whom has already married and is living in a new home, and the other three of them are living under Keo's care. To assist her income, two of her daughters are employed as sewing factory workers in Phnom Penh city where they can earn enough salary for each month.

To promote a family living a better quality of life, Keo has decided with her husband to apply for a loan in the amount of $1,200 with the purpose of purchasing a motorbike. She is expecting that this loan will make her family meet happiness and prosperity. This is her second loan with HKL, and the first of her loans with a Kiva partner. She is in the photo with her lovely husband.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 219
    View loans »
    Cambodia Loans Fundraising
  • $39,899,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Keo to purchase a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 16, 2011
Oct 15, 2011
Currency Exchange Loss:
May 15, 2012