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Makhbila is 60 years old. She lives in the village of Jandara, Gardabani District, East Georgia. Makhbila is married and lives with her husband, Alikhan.

Makhbila and Alikhan earn a living through agricultural activities. In particular, they have 5 milk cows and 7 calves. Makhbila sells milk in the village. The total average income of the family is 1200 Laris.

Makhbila’s village is getting gas connected. Makhbila also wants to be included in the process but she can’t as her house isn’t registered as her property in the country’s relevant registry. With the requested credit, Makhbila plans to pay all official fees for registering the house and afterwards she will get access to gas. It will significantly improve the living conditions of herself and Alikhan.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $8,323,825
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Makhbila to pay official fees for property registration in order to get access to natural gas.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 27, 2011
Oct 14, 2011
Currency Exchange Loss:
Nov 15, 2012