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This is 46-year-old Daniel. He is married and has 2 children aged 5 and 2. He has 2 additional dependents who live with him because they are his relatives from the village. In 1998, Daniel established his cooking utensils business. He began his business because he needed a permanent source of income to support his family. He discovered that cooking utensils were a big business opportunity in his community.

Working 7 days a week and 12 hours a day, he earns about Le 1,300,000 every month. He would like a loan of Le 5,000,000. Daniel has already received and successfully repaid 2 loans and now requires a new loan to buy more cooking utensils for his business. He hopes that this loan will enable him to increase his monthly profits by approximately Le 250,000. In the future, Daniel plans to acquire a permanent shop and open his business in other locations and to educate his children to university level. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 40
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,460.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Daniel to pay for cooking utensils.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 14, 2011
Oct 13, 2011
Currency Exchange Loss:
Apr 15, 2012