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Ladis Carolina
Ladis, 42, is a hardworking woman who strives to get ahead daily. She sells cosmetics; she gradually developed in sales of these products. At present, she sells her items via printed catalogues among her neighbors and friends. She has many hopes for her business and this is why she’s asking for a loan to buy products like perfume, creams, etc. Her dream is that her clientele grows so that she can improve daily as a cosmetics saleswoman.
View original language description ↓
Ladis de 42 años, una mujer trabajadora que cada día trata seguir adelante.

Es una vendedora de cosméticos, poco a poco fue desarrollándose con las ventas de sus productos.

En la actualidad vende su productos mediante de catálogos como revistas a sus vecinos y amigos.

Tiene muchas aspiraciones en su negocio. Por eso ella solicita este préstamo para la compra de productos como: perfumes, cremas, etc.

Su sueño es que su clientela aumente y así que pueda mejorar cada día como vendedora de cosméticos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $25,592,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Ladis Carolina to buy cosmetics.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 16, 2011
Oct 10, 2011
Currency Exchange Loss:
Feb 28, 2013