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Farijika Group
In this Group: Batasema , Ndoole , Zawadi , Tina, Kakahwa, Dusabe, Kahindo, Nyira, Onalumoyi, Katungu, Tumaini, Masika, Ambohe, Pendo, Aziza, Furaha, Balingene, Ushindi, Nzi, Ntabu, Kabumba, Kasereka, Mbuyi, Ntasimwa, Michiki, Mwali
Batasema, the leader of the Farijika business group, is an entrepreneur, aged 48, married and the mother of ten young children. Her husband is a driver. Batasema sells pagnes (colorful West African cloth for ladies' wear). She has her store in the commercial quarters of Birere. She has earned her living by this activity for the past 12 years. So far she has been granted 18 loan cycles by the microfinance institution Hekima. Her husband gave her some start-up money.

Batasema will use her new loan to buy 25 units of pagnes for resale. She wants to see her children grow up in comfort, expand her business and build a comfortable house. Batasema thanks Hekima for their efforts in favor of poor women excluded from the classical banking system.
View original language description ↓
La cliente Batasema, leader du groupe d’affaire «Farijika », est entrepreneur, âgée de 48 ans, mariée, mère de 10 jeunes enfants. Son mari est un chauffeur. Elle est vendeuse de pagnes (habits femmes). Elle installe ses marchandises dans une boutique au centre commercial Birere. Il y a 12 ans révolus qu’elle exerce ces petites activités génératrices de revenus de ce genre. Cependant, elle vient de réaliser 18 cycles avec le crédit de Hekima. Son premier capital fut constitué par son mari. Ce nouveau crédit doit lui servir de s’approvisionner avec 25 pièces (pagnes) à marchander. En plus, elle souhaite voir ses enfants grandir confortablement, accroitre son entreprise et construire confortablement une maison. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 18
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,953,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Farijika Group's $4,075 loan helped a member to buy 25 units of pagnes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 7, 2011
Oct 14, 2011
Currency Exchange Loss:
Mar 15, 2012