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Khoem is a 53-year-old married man with four children. He is from Kompong Speu province of Cambodia and is a farmer. Two of his children have started their own families, so he lives with his wife and his two single children. Khoem is very hard-working; besides farming, he earns money by playing traditional Khmer instruments for wedding parties and other ceremonies as needed.

With the coming rainy season, Khoem is concerned about his farming business because he has no strong animals for plowing the fields. He is requesting a loan from HKL and Kiva to buy some cows for use on his farmlands. He hopes that he’ll be able to expand his business and gain more profit in the future.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 72
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,105.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Khoem to buy some cows for use on his farmlands.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 9, 2011
Oct 13, 2011
Currency Exchange Loss:
Oct 15, 2012