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Twelwaneko Nabingoola Group
In this Group: Margret, Swithin, Semastian, Lazaro*, Elkangel, Costa, Mary, Edward, Hellen, Saidat, Violet, Joyce, Leontina , Pauline, Margret, Bailon, Rogers, Juma, Richard, Margret*, Josephine*
* not pictured

Update on Twelwaneko Nabingoola Group

Margret needs another loan to buy a microscope for her clinic. She used the previous loan to buy drugs for her clinic and has been able to save money from the profits earned. Her major challenge is lack of enough equipment to use and her dream is to have a fully equipped clinic. She is a member of the above mentioned group in which each member guarantees the other and their mission is to struggle and get out of poverty.

Previous Loan Details

Margret wants a loan to purchase drugs for her clinic. She is 40 years old and a mother of 4 children. She owns a clinic, which she has operated for 2 years after attaining training. She faces a problem of lack of medical equipment, like an ultra-sound scanner and a microscope for her clinic, a... More from Twelwaneko Nabingoola Group's previous loan »

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 140
    View loans »
    Uganda Loans Fundraising
  • $33,609,650
    Funds lent in using Kiva
  • 2,855.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Twelwaneko Nabingoola Group's $3,150 loan helped a member to buy a microscope for her clinic.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 26, 2011
Oct 13, 2011
Currency Exchange Loss:
May 16, 2012
This photo was used before for a previous loan for Twelwaneko Nabingoola Group. It was first posted on Kiva on Jan, 2011. Learn More