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Begaim's Group
In this Group: Begaim, Jyldyz, Fatima
Begaim, 46, is a leader of this group. Living in a remote, isolated village of Mangyt in Southern Kyrgyzstan she has been working in a local medical laboratory for twelve years. She is known among the village dwellers not only as a caring medic and a mother of five children, but also as a promising farmer with extensive experience in entrepreneurship. Begaim and her husband, who is a tractor driver during the agricultural season and a construction worker the rest of the year, have two younger children, who are still financially dependent on them. The house the family is living in is fairly old and any furnishings made were helpless. Now is the time for construction of a new small-sized house, however 8 000 soms salary earned by Begaim cannot cover both family expenses and the purchase of inputs for construction. “A loan from Kiva was the best option for me and my family,” she says. Right after receiving funds from Kiva lenders, Begaim looks forward to purchase the construction materials, like cement for laying the foundation of the house.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 67
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 45.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Begaim's Group's $900 loan helped a member to purchase building materials.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 23, 2011
Oct 13, 2011
Currency Exchange Loss:
Aug 15, 2012