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Emelia works hard to support her family. She is single and has a house for rent business in the Philippines.
Emelia has requested a loan of 20,000 PHP through Kiva partner NWTF to buy materials for house improvement and repair. She has been in this business for five years now.
In the future, Emelia would like to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 326
    View loans »
    Philippines Loans Fundraising
  • $70,768,400
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Emelia to buy materials for house improvement or repair.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 9, 2011
Oct 13, 2011
Currency Exchange Loss:
Mar 15, 2012