A loan of $1,000 helped to buy perfumes, jewelry, cosmetics and lotions.

Nelly Del Carmen's story

The village bank Caminantes de Cristo meets every 15 days on the outskirts of Portoviejo in the sector known as Las Piedras [The Stones], an area that is very near to the rock quarries, hence its name.

Here we meet Nelly, 44. She is married and has 3 children, 2 of whom are grown and the youngest, 17, is in their last year of high school. Her husband is a mason.

Nelly, in order to help herself and her children, is a merchant, selling Yanbal products (beauty products, perfume and accessories). She starts work at 6:30 as a domestic employee, but in the afternoons she sells her products all over her neighborhood. She sells on credit and collects payments every weekend. She has been doing this for more than 10 years and it has gone very well and has allowed her to help her kids with their schooling.

This loan will be used to buy perfumes, jewelry, cosmetics and lotions. She is a founding member of this village bank and likes it because the help that she has received through the loans has allowed her to improve her business.

Her dream is to finish constructing her home.

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Translated from Spanish by Kiva volunteer Mary Berghaus

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Loan details