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Dusangirimirimo Group
In this Group: Consolée, Berita, Etienne, Felix, Damascene, Marceline, Florien, Samuel, Joel, Philemon
Philémon is part of the group Dusangirimirimo. The group's name means "Share the Work". He is 45 years old and married, and he has six children, from 3 to 19 years old. Four of the children are in school. He has an 8th grade education.

Philémon is a rice farmer. This loan cycle is his first one with ACB. He is going to use his loan to buy some chemical fertilizers for his rice farm.

His strategy for the growth of his business is to use fertilizers. In the next few years, Philémon would like to expand his arable land for growing rice. With the profits, he plans on educating his children and taking care of them.
View original language description ↓
Philémon fait partie du groupe Dusangirimirimo. Le nom du groupe signifie « Partager le travail». Il a 45 ans et il est marié avec 6 enfants de 3 à 19 ans, dont 4 scolarisés. Son niveau d’éducation est 8 ans de primaire.

Philémon est cultivateur de riz. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimiques pour son agriculture de riz.

Sa stratégie pour la croissance de son business est d’utilisation des fertilisants. Dans les prochaines années, Philémon voudrait agrandir la surface à cultiver le riz. Avec les profits, il prévoit d’éduquer et soigner ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $17,124,425
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dusangirimirimo Group's $1,625 loan helped a member to buy chemical fertilizers for rice farming.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 28, 2011
Oct 12, 2011
Currency Exchange Loss:
Apr 26, 2012