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06.02.01 Đông Vệ Thanh Hoa Group
In this Group: Ngân, Ý, Hoa, Bé, Thanh*, Lý
* not pictured
Ngân is 40 years old and she is married with two children. She lives in Thanh Hoa City, an urban town in Thanh Hoa Province. Ngân is the leader of a 6-member group, called the 01 Đông Vệ Solidarity Group. She has a manufacturing business making incense and has been involved in this business for more than ten years. The main business hardship she faces is a lack of capital.

In 2010, Ngân joined Thanh Hoa Fund for Poor Women to improve her business. She has successfully repaid two previous loans from Thanh Hoa Fund for Poor Women. She is requesting a new loan to purchase materials to make votive objects to sell. Ngân hopes for her business to do well, for her children to do well in school, and for her family to be healthy and happy.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 81
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 20,840.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 06.02.01 Đông Vệ Thanh Hoa Group's $1,550 loan helped a member to purchase materials to make votive objects for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 4, 2011
Oct 12, 2011
Currency Exchange Loss:
Nov 15, 2012