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Amigas Solidarias De Miguel Grau Group
In this Group: Nilda Esperanza, Josefina, Bernardina, Judith Aymee, Maximiliana, Gregoria, Alberto, Dolores*
* not pictured
“Amigas Solidarias de Miguel Grau” (Supportive Friends of Miguel Grau) is a Communal Bank that consists of eight responsible and enterprising individuals who have worked well with the program.

Nilda is 42 years old and has three dependent children. She has a store that she built with great effort. When she started her business, she sold candy from the corner of her house using a small cart. She said that she had difficulty starting her business because of the competition and having very little merchandise in stock. Nilda gradually built up the inventory of her business using the loans she obtained through the program. Now she has a store with many more products. Her customers prefer to buy from her store because of the friendly service she offers. Nilda wants her store to continue growing so that she can provide a better standard of living for her children.

The Communal Bank “Amigas Solidarias de Miguel Grau” is grateful for the help.

View original language description ↓
“Amigas Solidarias de Miguel Grau” es una alcancía comunal integrada por 8 personas responsables y emprendedoras las cuales trabajan bien con el programa. Nilda tiene 42 años de edad y 3 hijos los cuales son dependientes de ella. Nilda tiene una bodega la cual constituyo con mucho esfuerzo ya que en un inicio empezó vendiendo golosinas en la esquina de su casa en una pequeña carreta, nos cuenta que le fue difícil empezar el negocio debido a la competencia y a la poca mercadería con la que contaba, empezó poco a poco a surtir mas su negocio con los créditos que obtiene del programa y es así que ahora su tienda cuenta con muchos productos y ahora los cliente prefieren compra en la bodega de Nilda por el servicio agradable que les ofrece, el deseo que tiene es que su bodega siga creciendo para que de esta manera pueda dar un mejor nivel de vida a sus hijos. La alcancía comunal “Amigas Solidarias de Miguel Grau” agradece su ayuda.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 40
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Amigas Solidarias De Miguel Grau Group's $3,150 loan helped a member to buy merchandise for her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 4, 2011
Oct 8, 2011
Currency Exchange Loss:
Mar 15, 2012