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Etoiles Plus Group
In this Group: Gérard, Ntumba, Lingombe, Bibiche, Matila, Lumengo, Jacquie, Marcéline, Suzanne, Solange, Dénise*, Gisèle, Nadège, Emile, Véro, Chouchou, Chantal, Kifuanana, Astride, Néné
* not pictured
Gérard is the chairman of the group “Etoiles Plus,” which is made up of 20 members firmly united to receive loans from the MFI (micro-finance institution) HOPE DRC in order to develop their businesses.
Gérard has been running a general store since 2005. He has good relationships with his customers. He likes his business and he is working hard to achieve his goal of someday being a general good provider in his environment.
Gérard is happy to be one of HOPE’s clients. He intends to use his next loan to buy two boxes of soaps and one sack of sugar to resell with the aim of increasing his profits. Each day, his business brings in a profit of $30.
Gérard is 51 years old, single and the father of three children aged between 6 and 18. All of them are pupils.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,961,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Etoiles Plus Group's $3,000 loan helped a member to purchase two boxes of soaps and one sack of sugar for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 30, 2011
Oct 12, 2011
Currency Exchange Loss:
Feb 15, 2012