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2186 Tuzamurane Group
In this Group: Veronique, Claudine, Etienne
Veronique is 38 years old and married with four children between the ages of 2 and 9 years old plus four dependent relatives. She is the president of a group that is called "Tuzamurane" in the local language. The group is composed of three people: one man and two women. Veronique is the first person on the left side. She sells bread. This business is well organized. She works from 5 am until 7 pm every day and she has one year of experience.

Veronique and her team have requested a loan from Kiva lenders in order to purchase more bread in larger quantities. With the resulting profit, Veronique and her team will be able to save in the future and pay school fees for their children.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 39
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 591.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of 2186 Tuzamurane Group's $850 loan helped a member to purchase more bread to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 9, 2011
Oct 12, 2011
Currency Exchange Loss:
Jun 15, 2012