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Twibumbirehamwe Group
In this Group: Aloys, Emmanuel, Rambert, Theobard, Helene, Alfred, Marcel, Appolinaire, Narcisse, Euthère
Aloys is a member of the Twibumbirehamwe group. The group's name means 'Let's Get Together'. Aloys is 77 years old, married, and has six children who are between 30 and 49 years old. He completed four years of his primary education.

Aloys is a rice grower. This is his first loan cycle with ACB. He will use his loan to buy chemical fertilizers for his rice crop.

Aloys' strategy for growing his business is to sow an improved strain of rice. In the coming years, Aloys would like to expand the area of land over which he sows his rice. He plans to use his profits to take care of his wife.
View original language description ↓
Aloys fait partie du groupe Twibumbirehamwe. Le nom du groupe signifie «Mettons ensemble ». Il a 77 ans et il est marié avec 6 enfants de 30 à 49 ans. Son niveau d’éducation est de 4 ans de primaire.

Aloys est cultivateur de riz. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimiques pour son agriculture de riz.

Sa stratégie pour la croissance de son business est de semer une race améliorée du riz. Dans les prochaines années, Aloys voudrait agrandir la surface de culture du riz. Avec les profits, il prévoit de soigner sa femme.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 39
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 591.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Twibumbirehamwe Group's $1,525 loan helped a member to buy chemical fertilizers for his rice crop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 29, 2011
Oct 12, 2011
Currency Exchange Loss:
Apr 15, 2012