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Guy Herman
Guy Herman is 43 years old and the father of 3 children aged between 18 months and 17 years. He started selling second hand clothing 17 years ago, after university. He is completing his third loan cycle with HOPE and has so far repaid his loans successfully and managed to build up considerable savings. He is requesting a fourth loan so that he can, once again, buy some bales of end of season clothing including trousers, polo shirts and t-shirts, which he will spruce up and take to the dry cleaners before reselling to his customers. He generally earns between 30 000 and 95 000 francs a day.

An enthusiastic businessman, Guy Herman intends to enjoy a long collaboration with HOPE Congo as he would one day like to open his own shop selling ready-to-wear clothing. An attentive father, he takes good care of his children and is currently investing in building a house for his family.

Client de 43 ans, marie et père de 3 enfants dont l'age varient entre 18 mois et 17 ans. A l’arrêt de ses études universitaires , il commence avec la vente de la friperie il y a de cela 17 ans.

Il est client a Hope depuis bientôt 3 cycles, il a rembourse avec succès et a fait des épargnes considérables, pour son quatrieme cycle, il veut toujours dans le même sens,acheter des ballots de fin de séries, tel que pantalons, polos, T shirts, qu'il nettoie et fait repasser au pressing pour vendre a ses clients.

Ses ventes vont de 30000 fr a 95000 fr par jour, très enthousiaste , il promet aller loin avec Hope Congo, parce qu’il a pour projet d'ouvrir une boutique des habits prêts a porter.

Comme bon père de famille, il s'occupe bien de ses enfants, et est entrain de d'investir pour construire une maison pour sa famille.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 493.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Guy Herman to buy some bales of end of season clothing including trousers, t-shirts and polo shirts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 13, 2011
Oct 12, 2011
Currency Exchange Loss:
Apr 15, 2012