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Natalia is from the village of Bredza in the eastern part of the country. She is 56 years old and married. She lives with her husband, Akaki, her 31 year-old son, her daughter-in-law and her 3 year-old granddaughter.

Natalia’s son has seasonal work. He is employed as a construction worker and is busy seasonally, mainly in the spring and summer seasons. Natalia and her husband are leading the agricultural business of the family, which is an important source of income for the family. Natalia and Akaki grow beans, wheat and tulips on family-owned 2 hectares of land. Natalia sells harvested vegetables and flowers in Khashuri (nearby town). Total average income of the family is 800 Laris per month.

Natalia requested credit for cultivation of the land and to purchase wheat for sowing. After proper cultivation and purchasing high quality seeds, Natalia will get a good harvest next spring and sell it for a fair price. The family will get the planned amount of income, which will be used for financing family daily expenses.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 51
    View loans »
    Georgia Loans Fundraising
  • $8,643,950
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Natalia to pay for land cultivation and to purchase wheat for sowing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 15, 2011
Oct 11, 2011
Currency Exchange Loss:
Jul 15, 2012