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Delia Maria

Update on Delia Maria

Delia Maria used her previous loan to start her business, with the remaining money being put towards buying merchandise. She is now requesting a new loan to further improve her business, and to buy provisions and stationery for her store. Delia Maria's dream is to buy a car and expand her business.
View original language description ↓
Delia Maria ha usado el préstamo anterior para el inicio de su negocio y el dinero restante para comprar mercadería. Ahora ella solicita un nuevo préstamo para el mejoramiento de su negocio y para comprar víveres y útiles escolares.
Su sueño es comprar un vehículo y ampliar su negocio.

Previous Loan Details

Delia is 39 years old. She lives in the urban area of “Orquídeas”. (It was named “the orchids” because a large number of these flowers were found there at the time of its discovery). She owns a variety store where she provides telephone services and sells stationery. After her husband left h... More from Delia Maria's previous loan »

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Delia Maria to purchase provisions and stationery to stock her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2011
Oct 7, 2011
Currency Exchange Loss:
Sep 15, 2012
This photo was used before for a previous loan for Delia Maria. It was first posted on Kiva on Sep, 2010. Learn More