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Emmanuel Group
In this Group: Olga Yolanda, Cristina, Clara Beatriz, Margarita Ecenia, Sabina, Raquel Teodora*, Petronila, Maria Ana, Estela Dolores*, Yuviza Magdalena, Marta, Clara Luisa, Angelica Josefina, Matea Gregoria
* not pictured
Señora Cristina is 47 years old and married. She attended primary school and has 3 children none of whom studies. She embroiders blouses. She started this work as an employee in her mother's business and up until now has 20 years of experience.

She organizes a group with the goal of asking for loans that will be used to purchase lustring (alpaca material) of different colours as it the main material so that she is able to produce more. In the future she hopes to have sufficient capital, increase her income and have several employees. The other members of the group work in embroidery, weaving and selling food.
View original language description ↓
La señora Cristina es casada, 47 años D. edad, cursó los grados D. educación primaria, tiene 3 hijos D. los cuales ninguno estudia, se dedica al bordado D. blusas, inició este trabajo como trabajadora para un negocio D. su señora madre y hasta el momento lleva 20 años D. experiencia.

Organiza un grupo con el fin D. solicitar un prestamos que le servirá para la compra D. lustrina D. diferentes colores, ya que el el material principal para que ella pueda producir mas, en el futuro espera tener suficiente capital, incrementar sus ingresos y tener varios empleados. Las demás integrantes del grupos se dedican al bordado, la tejeduría y a la venta D. comida.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 53
    View loans »
    Guatemala Loans Fundraising
  • $12,553,550
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Emmanuel Group's $3,700 loan helped a member to buy lustring (shiny alpaca material).
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 27, 2011
Oct 7, 2011
Currency Exchange Loss:
Oct 16, 2012