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María Del Carmen
In the municipality of El Sauce, señora María del Carmen has excelled for being a very hard-working lady that in every moment has known how to supply the needs that have been presented in her home.

María del Carmen is a single mother with two children in her care. She has played the role of father and mother at the same time. She tells us that she acts as a teacher of primary education in one of the educational centers of the rural center of the municipality of El Sauce.

At the present time she has approached Ceprodel in order to request a loan for the purchase of medicines for her children and also for college expenses of her children and to purchase clothing, since with this will improve the living conditions of her beloved family.
View original language description ↓
En el municipio de El Sauce, la señora María del Carmen ha sobresalido por ser una dama muy trabajadora que en todo momento ha sabido suplir las necesidades que se han presentado en su hogar.

María del Carmen es madre soltera y con dos hijos a su cargo el cual ha desempeñado su papel de padre y madre a la vez. Cabe señalar que se desempeña como maestra de educación primaria en uno de los centros educativos del casco rural del municipio de El Sauce.

Actual mente ha acudido a Ceprodel con el fin de solicitar un crédito para la compra de medicamentos para sus hijos y también para gastos de colegiatura de los hijos y compra de vestuario ya que con esto mejorará las condiciones de vida de su querida familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,415,325
    Funds lent in using Kiva
  • 22.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped María Del Carmen to buy clothing, medicine and pay for college expenses.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Sep 9, 2011
Oct 6, 2011
Currency Exchange Loss:
Mar 15, 2013