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Jogoo Group
In this Group: Furaha, Zainabu, Swaum, More, Rhoda, Neema, Rehema*, Japhet, Abdul, Nathan, Lucia*, Basilisa, Veronica, Mary, Aurelia
* not pictured
Furaha is in her late 20s, married and has two children, both of whom attend school. She earns a living running two businesses, a beauty salon and cafe where she has sold food for the last three years. She works from 6 a.m to 11 p.m daily and makes a good monthly profit. Furaha is applying for her sixth loan from Tujijenge Tanzania. She used her previous loans to open the cafe, pay school fees, pay bills and buy more equipment for her salon. She has repaid all of those loans successfully, and plans to use this new one to expand both her beauty salon and her cafe. Her dream is to one day own a large restaurant.

She will share the loan with members of her group, "Jogo," which has 15 members, all of whom hold each other accountable for paying back the entire sum.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 28
    View loans »
    Tanzania Loans Fundraising
  • $16,172,650
    Funds lent in using Kiva
  • 1,669.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Jogoo Group's $3,700 loan helped a member to expand several small businesses..
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Oct 3, 2011
Oct 10, 2011
Currency Exchange Loss:
Jul 16, 2012