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Nary, 55 years old, is a grocery seller who earns $5 per day. She is a single mother and lives at home alone because all of her children are working far from home.

Every month, she has to spend $40 on food and $15 on other expenses. She would like to request a loan of $1,200 to buy more grocery goods to sell in her small store. Before, she was a tailor, but she quit to sell grocery items at home instead so that she could make more income.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Nary to buy more grocery goods to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 15, 2011
Oct 9, 2011
Currency Exchange Loss:
Dec 15, 2012