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Saúl Uriel
Saúl Uriel works in the Managua municipality as an assistant plumber in a state institution. He has been doing this work for eight years. He is married and has one person under his care. He is a person with good moral values.

Saúl Uriel has come to Ceprodel in order to request a loan to improve the condition of his house. He will use the loan to buy construction materials like concrete blocks, cement, and sand. He will also pay for the labor to build an addition to a room in his house. Through this work he will give his family better living conditions.
View original language description ↓
En municipio de Managua, el señor Saúl Uriel se dedica a laborar como ayudante fontanero en una institución del estado, dedicándose a esta labor desde hace Ocho años. Es casado y con una persona a su cargo, es una persona con buenos valores morales.

El señor Saúl Uriel ha acudido a ceprodel con el fin de solicitar un crédito para mejorar la condición de su vivienda en la compra de materiales de construcción tale como bloque, cemento, arena, y pago de mano de obra, para hacer un anexo de un cuarto en su vivienda, por medio de esta obra brindarle mejor condición de vida a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 22.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Saúl Uriel to buy construction materials.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 22, 2011
Oct 6, 2011
Currency Exchange Loss:
Feb 15, 2013