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John Group
In this Group: Esther, Akosua , Adoma, Adjoa, Emmanuel, Monica, Ama
Esther is the leader of a trust bank group made up of six women and a man. She sees to it that the group accesses the loan amount, organizes them for group meetings and ensures that all repayment schedules are met accordingly.

Esther is a mother of six children between 1 and 15. According to her, all but the last born are currently in school.
She works very hard to support her husband in providing for the family. She is a food vendor. Esther has run a chop (food) bar for four years.

She desires to establish a modern restaurant and educate her children to the university level.

Since trading is a source of livelihood to many in most communities in Ghana, others members of the group are into all kinds of trading activities.
The group requests the loan to enable them procure goods and raw materials in bulk to revamp their businesses.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 21
    View loans »
    Ghana Loans Fundraising
  • $12,624,300
    Funds lent in using Kiva
  • 1.6
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of John Group's $1,950 loan helped a member to purchase food ingredients.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 22, 2011
Oct 9, 2011
Currency Exchange Loss:
Mar 15, 2012