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Juana Maria
Juana is 45, separated and on her own. Three people depend on her, and they are of school age.

One of the needs she is facing is the immediate necessity of buying merchandise for her business, since at around this time, she buys vegetable and fruits more cheaply. This is the reason why she is approaching Ceprodel for a loan to allow her to improve her business circumstances, keep up with the competition, and have a stable business with good inventory.

This is her 18th loan with Ceprodel. She is grateful to the institution, since with this new loan she will be able to have a better income for her family.
View original language description ↓
Juana, tiene cuarenta y cinco años de edad, es separada y solo tres personas depende de ella, y estas se encuentran en edad escolar
Una de las necesidades que atraviesa ella, es la urgencia de comprar mercadería para su negocio ya que para este tiempo las verduras y las frutas la compra mas baratas. Es por este motivo que acude a ceprodel para ser beneficiado con un crédito que le permita mejorar sus condiciones del negocio y poder competir con la competencia y tener un negocio estable con un buen inventario. Ha trabajado dieciocho préstamo con ceprodel, agradece a la institución ya que con este nuevo préstamo podrá tener mejores ingresos para su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 22.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Juana Maria to buy fruit and vegetables.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 22, 2011
Oct 6, 2011
Currency Exchange Loss:
Nov 15, 2012