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Hamlet was born in 1965. He lives in Vanadzor city with his family, which consists of his wife and three children: two daughters and a son. Hamlet’s elder daughter graduated from Vanadzor branch of Yerevan teachers' training institute last year, his younger daughter is a pupil, and his son now is getting a higher education in Yerevan.

Hamlet’s specialization is electrical engineering, but he has never worked in his specialty. Hamlet runs his own business where he produces jewelry. He has equipped a room in his home where he has been working more than 20 years. Hamlet performs not only private orders but also sells his production to his regular customers from the Vanadzor gold market.

Thanks to his business, Hamlet supports his family and pays for his son’s education. He was able to buy the necessary furniture for his home and to pay for his elder daughter’s education.

This is Hamlet’s second loan from Nor Horizon and now he is asking for a 1,000,000 AMD loan to buy materials for his business.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 111
    View loans »
    Armenia Loans Fundraising
  • $16,727,525
    Funds lent in using Kiva
  • 372.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Hamlet to buy gold and other materials for his business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 30, 2011
Oct 9, 2011
Currency Exchange Loss:
May 15, 2012