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Israa' is a 23-year-old woman who is married to a blacksmith. Israa' is a conservative woman, so her husband’s photograph, taken in his workshop, appears here. Her husband earns a decent income and also works in the agriculture sector.

Israa’ is requesting a loan to purchase a new blacksmith kit and iron for her husband so that he may improve his business. She needs to take a loan from FATEN that she will repay on a monthly basis. Her loan will positively impact her husband’s work and increase his income which will enable him to provide a better standard of living for their family.

About this loan:

FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 145
    View loans »
    Palestine Loans Fundraising
  • $14,274,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,475 helped Israa' to purchase a blacksmith kit and iron.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Sep 20, 2011
Oct 9, 2011
Currency Exchange Loss:
Apr 18, 2013