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San is a 27 year-old woman and the mother of two school-age children from Baray district of Kompong Thom province. San has run a small business as a seller for years. In front of her house, there are lots of mixed products that she sells to her customers such as canned foods, groceries, packaged food etc. From this business, she can earn around $2.7USD per day. San also relies on the income from her husband who transports firewood for selling. During the rainy season, this couple is concerned that they’ll face difficulties because they don’t have any animals for plowing their field, so they have to spend a lot of money to hire their neighbor’s animals for farming. So San is asking for a loan from HKL and Kiva in order to buy a cow for plowing as well as for hauling the firewood.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 167
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • 4,082.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped San to buy a cow for plowing as well as for hauling firewood.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 6, 2011
Oct 9, 2011
Currency Exchange Loss:
Jan 23, 2013