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Sophy, 36 years old, resides in Siem Reap province, which is known as a province that is full of ancient temples and tourism. She is an animal seller and earns $6 per day. Her husband is a bread seller and earns $10 per day. This couple has four children and all of them are studying in school. Every month she has to spend $66 on food, $20 on school fees and $15 on other expenses.

She would like to request a loan of $1,000 to buy a tok-tok (a motorcycle-based taxi) for doing a tok-tok service when her husband is free from selling bread. This loan will help her family to have a new career that will make more income. She wants to have a shop in the market to sell bread when she has enough money. For her children, she will support them to study in the university.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 75
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sophy to buy a tok-tok for doing a tok-tok service.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 16, 2011
Oct 9, 2011
Currency Exchange Loss:
Feb 15, 2013