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Update on Francis

Francis is a hardworking man who owns an internet cafe in town. He is thankful for the previous loan because he was able to buy a photocopying machine and a scanner which has boosted his business. He intends to use this loan to buy land so that he can build his own residential house since it has always been his family dream.

Previous Loan Details

Francis is a twenty-six-year-old hard-working father of one child living in a rented house in Fort Portal, Uganda, longing to build a permanent house in the next five years. He operates an internet café; it has been in operation for three years and the business is still profitable. He started as ... More from Francis's previous loan »

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,800
    Average annual income
  • 84
    View loans »
    Uganda Loans Fundraising
  • $33,545,225
    Funds lent in using Kiva
  • 2,840.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Francis to buy land.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 28, 2011
Oct 8, 2011
Currency Exchange Loss:
Jul 26, 2012
This photo was used before for a previous loan for Francis. It was first posted on Kiva on Jan, 2011. Learn More