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Mrs. Ngham S., age 21, is married and still lives with her parents. She works with her husband cooking Khmer foods and rice and sells them near Pshar Pouk market in Siem Reap, earning on average around $10 each day in revenue. Her one child is too young to attend school. She would like to request this loan of $1000 in order to invest in her business by purchasing food supplies and using the leftovers to repair her house.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 144
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ngham ngham would like to purchase food supplies for her food stall.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 21, 2008
Feb 6, 2008
Currency Exchange Loss:
Sep 23, 2009