A loan of $575 helped to purchase stock such as: kerosene, rice, cooking spices, and instant noodles.


Josinta's story

Josinta is a 30-year-old woman; she is married to Timotius, a 35-year-old man. Josinta has been blessed with three children, they are: Inyo, who is 10 years old and is in the fifth grade of elementary school; Rafly, who is seven years old and is in the first grade of primary school; and Intan, who is five years old and is not at school yet.

Josinta's husband runs a betel nut business. Her husband is only able to sell betel nut in small quantities, so their daily income is not sufficient to fully cover their daily needs. Josinta realized that she cannot rely solely on her husband's income. To support her husband in generating income, Josinta runs a home-based kiosk business.

She started this business two years ago by utilizing the very small amount of capital that she had. She first received loan assistance from TLM in a group loan (she joined a group lending program twice). The loans were used to purchase more daily household items such as; coffee, sugar, tea, betel nut, detergents, snacks etc. to be sold at her kiosk.

Josinta wishes to stock her kiosk with varied items such as: kerosene, rice, cooking spices, and instant noodles as requested by her customers. However, she doesn't have enough capital to make it happen. Josinta then submitted her loan application and requesting a loan of 5,000,000 Rupiah (IDR) from TLM. Josinta is expecting that TLM will assist her again with the loan.



Loan details


Lenders and lending teams



Loan details