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Sharafniso lives in the town of Khujand. She is 35 years old, divorced and has one child. She has a secondary education. Sharafniso has been involved in retail sales for four years. She opened a store, where she sells women's clothing and jewelry. She is requesting this loan for the purchase of autumn clothing, i.e. seasonal merchandise.
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Шарафнисо жительница города. Худжанд. Ей 35 лет. Она разведена. У нее один ребенок. Она имеет среднее образование. Шарафнисо уже четыре года как занимается торговлей. Она открыла магазин, где продает женскую одежду и бижутерию. Кредит берет для приобретения осеней одежды, то есть сезонного товара.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Sharafniso to buy autumn clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2011
Sep 29, 2011
Currency Exchange Loss:
Jul 15, 2012