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Winnie is widowed with six school-age children. She also takes care of her late brother's children.

Winnie operates a retail shop in Mulago and sells to all kinds of people. She has applied for a loan to buy more bags of sugar, cartons of salt and boxes of soap.

She rents her shop. Winnie has been in business for six years and works seven days a week. Her sales are her sole source of income.

Winnie’s business challenges include seasonality and increasing prices of commodities in Uganda. This affects the consumption rate of customers.

She aspires to own a wholesale shop that generates enough profits to build her own house. Winnie's current home home has access to electricity and piped water. Her monthly expenses includes school fees, rent, feeding her family and paying utility bills.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,850.0
    Uganda Shillings (UGX) = $1 USD