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Ligia, 29, is married and living with her husband at present. She will use the loan to buy replacement parts to repair her work vehicle. She has a truck used in farming chores that had a mechanical breakdown so she needs to repair it in order to continue with her work and current project. She uses this truck to deliver her husband’s customers' merchandise and she urgently needs it to be in optimal operating condition to continue making progress in her business every day. With a repaired truck she hopes to get better use out of it and to succeed with her project improving both her and her husband’s economy for their better mutual future wellbeing. This is her first FUDECOSUR loan. She has had no previous loans from state banks. Fudecosur has offered the best terms and a much lower interest rate.
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Ligia, tiene la edad de 29 años, está casada y vive con su esposo actualmente. Ella con el crédito va comprar los repuestos para la mejora de su vehículo de trabajo. Ella cuenta con un camión para las labores agrícolas y le sufrió un desperfecto mecánico por lo cual tiene que repararlo para seguir adelante con su trabajo y su proyecto actual. Ella con este camión reparte la mercadería a los clientes de su esposo y lo necesita en óptimas condiciones urgente para seguir prosperando con su negocio cada día. Ella con esta mejorar al camión pretende obtener el mejor rendimiento de este y salir adelante con su proyecto y mejorar la economía de ambos para una mejor bienestar de ambos en el futuro. Es el primer préstamo que ha recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 510.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ligia to repair her work vehicle.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 1, 2011
Oct 4, 2011
Currency Exchange Loss:
Oct 17, 2013