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Maria Jose
María José, 43, has been running a stationery shop for the last two years. She started the business on her own initiative to help support her household with savings from her salary because she works as a teacher.

This isn’t her first loan because she’s convinced that this will help her have higher income for her family. María tells us that the most complicated thing about her business is convincing customers and this is why she tries daily to improve her manner of speaking. The loan will be used to buy binder paper, construction paper, mechanical pencils, erasers, rulers and highlighters, among others.
View original language description ↓
Maria José es una mujer de 43 años, Desde hace 2 años ella se dedica a una librería. Esta actividad la empezó por motivación propia con ahorros de salario, pues trabaja como docente, para así poder aportar económicamente a su hogar. Es no es su primer crédito pues está convencida de que esto le ayudará a tener mayor ingreso para su familia. Maria nos cuenta que lo más complicado del negocio es convencer al cliente, es por esto que ella diariamente trata de mejorar su manera de expresarse. El crédito es para la compra de hojas de block, cartulinas, lapiceros, borradores, reglas, resaltadores entre otros.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,768,625
    Funds lent in using Kiva
  • 22.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Maria Jose to buy binder paper, construction paper, mechanical pencils, erasers, rulers and highliters.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 7, 2011
Sep 29, 2011
Currency Exchange Loss:
Oct 16, 2012