Seamstress and hydroponics
Deilyn is 27 years old and she lives in the community of San Pedro de Poas. The place is located in the area immediately surrounding the volcano of the same name. She has worked with the communal bank named "Banco Mujer Emprendedoras de Chilamate" in the past but at this opportunity she opts for an individual loan. She lives with her husband and their two young children, who attend primary school in the locality.
She starts her days very early in the morning, getting her children ready for school and preparing the food for her husband to take to work. She starts work with her hydroponics at around 8am and in the afternoons she dedicates her time to sewing.
Her primary activity is sewing but when they moved to a larger house she took a course on hydroponics. She has taken advantage of their larger space to grow lettuces, chilies, and tomatoes to sell in the community. Given its success, she wishes to invest this loan in expanding her produce business and offer larger quantities of products to her clients.
Among her goals is to organize herself to achieve a larger and more stable business. One of her weaknesses is marketing and she wants to negotiate better contracts in order to obtain a better income for her family.
Costura e Hidroponía
Deilyn tiene 27 años de edad, vive en la comunidad de San Pedro de Poas, lugar ubicado en las faldas del Volcán que lleva el mismo nombre. Ha trabajado con el Banco Mujer Emprendedoras de Chilamate, pero en esta oportunidad, y para apoyar su nueva actividad opta por un préstamo individual. Vive con su esposo y dos hijos menores de edad, quienes están en la escuela primaria de la localidad.
Ella se levanta muy temprano, prepara a sus hijos para la escuela y le alista la comida a su esposo, para el trabajo. Inicia las labores en la hidroponía como a las 8 am, y en la tarde se dedica a la costura.
Su actividad principal es la costura, pero al trasladarse a una casa más grande y llevar un curso sobre hidroponía, se ha dedicado a aprovechar este espacio y sembrar lechugas, chiles, tomates y vender en la comunidad. Ante el éxito tenido se desea invertir este crédito para ampliar la siembra y ofrecer una mayor cantidad de productos a sus clientes.
Dentro de sus metas esta poder organizarse para llegar a tener un negocio más grande y estable, ya que una de sus debilidades es la parte de mercadeo, ella quiere negociar mejor sus contratos y así obtener un mayor ingreso para su familia.
More information about this loan
In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.
About Fundacion Mujer:Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.
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Success!! The loan was 100% repaid