A loan of $875 helped to buy cacao plans and fertilizer..


Juliana's story

Juliana is a 55 year old single woman with no formal education. She has a 12 year old son who is in school. She also supports and takes care of two nephews who have lived with her for a few years. The four of them live in the parish of Luz de América in the Santo Domingo canton. Santo Domingo is a canton and city n the new province if Santo Domingo de los Tsáchilas, which was a rural parish of Quito. Santo Domingo is between the coast and the sierra of Ecuador. It connectsQuito, Guayaquil, Portoviejo, and other important cities. Located on the flanks of the Western range and the coastal plane below 1000 meters above sea level, it is the rainiest zone in the country. It has great hydrological wealth: there are five important river basins and mini-basins. It is in sub-tropical rainy climate and has an average temperature of 22 °C.

Juliana works in the field planting cacao and raising animals. She says she learned this trade from her family and has done it all her life. She works all day long and sometime her children help her. She wants to invest in cacao plants and fertilizer so she can have more income. She considers her nephews as her own and along with her son she wants them to have a profession. This is her first loan with Fundación Alternativa and during the interview she told the loan officer that she liked the institution because it made her "feel important".

Her dream is to be able to give her family a better quality of life and above all to keep working so that her children lack for nothing.

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Translated from Spanish by Kiva volunteer Ellen Donohue



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