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Update on Anna

Anna's small daughter ended up in a hospital. Anna spent a lot of money, taken from the business, on her treatment. Now she needs a loan in order to increase her merchandise inventory. Anna wants to buy seasonal men's and women's jean clothing. Anna's previous loan helped her to increase her goods turnover and make an additional profit. She hired a worker, who sells twice per week, and now Anna has more time to spend with her small daughter. Anna still wants to open a clothing sales department at a store, but will likely do this with the help of her next loan.
View original language description ↓
Маленькая дочь Анны попала в больницу. На лечение ушло много денег, которые Анна брала из бизнеса. Теперь ей нужен кредит, чтобы пополнить товарные запасы. Анна хочет купить сезонную джинсовую одежду, как мужскую, так и женскую.

Предыдущий кредит помог Анне увеличить товарооборот и получить дополнительную прибыль. Анна взяла наемного работника, который торгует 2 дня в неделю. Т.о. у Анны появилось больше времени, чтобы проводить с малеькой дочерью. Анна по-прежнему хочет открыть в магазине отдел по торговле одеждой, но возможно она сделает это с помощью следующего кредита.

Previous Loan Details

Anna runs a small business selling jeans. She started this business a few years ago on the recommendation of her friends. Affordable prices and excellent client service helped Anna to develop her business. Today, she has many repeat customers and good sales. Anna is single. She lives with her... More from Anna's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Anna to expand an assortment of warm jean clothing.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 15, 2011
Sep 27, 2011
Currency Exchange Loss:
Apr 17, 2013
This photo was used before for a previous loan for Anna. It was first posted on Kiva on Jan, 2011. Learn More