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"Bai Tushum and Partners" company expresses a sincere gratitude to Kiva investors, who supported Molek in her business. Kiva's line of credit, given to Molek for her animal husbandry business, was repaid without delays. Molek was born in the Chaldovar village (Panfilovsk district, Chuysk region, Kyrgyz republic). She is 53 years old and a widow. She is raising three sons - oldest Sulayman, middle Shamil and youngest Sultan, and all of them live in the Rovnoe village, in their own house. Molek was the fourth child in a large, low-income family. Since young age, she had to help her mother with the household, and this is why she only completed 7 grades of a secondary school and did not have the opportunity to finish her education. Also since young age, Molek went to work as a dairymaid at a collective farm and was involved in raising and educating her children after she was married. When Molek's husband passed away, it was difficult for the family, and the children and she suffered through the loss of their father and husband. Molek started to pull the strap for two. She had a large responsibility on her shoulders, and put all of her efforts toward developing the animal husbandry business, that she started together with her husband. At that moment, she had 15 heads of sheep and one cow, and the sales of milk and dairy products was the source of income. Molek's children helped her with everything by taking cattle to pasture and working as shepherds parallel to this. This is how the entire family was involved in animal husbandry. Currently, Molek's business includes three dairy cows, one bull, one horse and 22 heads of sheep. To further develop her business, Molek requested a loan in the sum of 60,000 som (KGS) from the "Bai Tushum and Partners" company in order to purchase ewes. She plans to repair her barn and increase livestock headcount.
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Компания «Бай – Тушум и Партнеры» выражает искреннюю признательность инвесторам Кива, поддержавших Молек в ее бизнесе. Выданный кредит на животноводство по линии Кива был выплачен без просрочек.
Молек родилась в селе Чалдовар (Панфиловский район, Чуйская обл., Кыргызская Республика). Молек 53 года, вдова. Она воспитывает трех сыновей - старший Сулайман, средний Шамиль и младший сын Султан, они все проживают в с. Ровное, в собственном доме.
Молек была четвертым ребенком в многодетной, малообеспеченной семье. С раннего возраста ей пришлось помогать матери по хозяйству, поэтому окончила всего 7 классов средней школы, продолжить обучение не было возможности. Молек с ранних лет пошла работать дояркой в колхоз, а после замужества занималась воспитанием и обучением детей. Когда умер супруг Молек, семье пришлось тяжело, дети и она сильно переживали потерю отца, мужа. Молек стала тянуть лямку за двоих, на ее плечах лежала большая ответственность и она приложила все усилия для развития бизнеса в животноводстве, начатого вместе с мужем. На тот момент у неё в хозяйстве имелось 15 голов овец и 1 корова, источником дохода была продажа молока и молочных продуктов. Молек во всем помогали дети, выгоняя крупнорогатый скот на пастбища и параллельно подрабатывая пастухами. Таким образом, вся семья занималась животноводством.
В данный момент в хозяйстве у Молек имеются 3 дойных коровы, 1 бык, 1 кобыла и 22 головы овцы. Для дальнейшего развития своего бизнеса, Молек обратилась в компанию «Бай Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку овцематок. В планах у нее – ремонт сарая и увеличение поголовья скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 45.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Molek to purchase ewes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 15, 2011
Oct 1, 2011
Currency Exchange Loss:
Jan 15, 2013