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Yhval's Group
In this Group: Yhval, Urgulukman, Asylbek
Yhval is the leader of this group. She is 47 and married to a farmer. Together with her husband she has raised two sons and a daughter. The daughter is married and lives separately with her family, and the sons are working in Russia.

Yhval works as a cleaner in the local school; she also cultivates fruits and vegetables for making additional money for her livelihood. She started to cultivate agricultural produce seven years ago with an initial investment of 1000 soms. Selling some part of the harvest, Yhval earns about 3000 soms per month. With money received from the loan she wants to purchase saltpeter for processing the harvest, which hasn’t been collected yet. In the near future Yhval plans to visit Moscow to meet with her sons.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 45.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Yhval's Group's $350 loan helped a member to purchase saltpeter for processing her harvest.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 8, 2011
Sep 30, 2011
Currency Exchange Loss:
Aug 15, 2012