It’s been several years now that Yisenia has been intending to do some home improvements and since she joined this firm results have been good in that she’s been well received in her community and income generated has helped her support her family.
At present, what Yisenia wants is to request a ¢535,000 (five-hundred thirty-five thousand colones) loan to buy materials she needs to build a ceiling in her house. She hopes to have a proper home for her family and to generate more income to improve her living conditions.
Yisenia is a member of the “Raíces Capitales S.A. “ communal bank and she says that she’s very grateful for the opportunities to access credit it’s providing her to carry out her life projects.
Desde hace varios años que Yisenia tiene en mente hacerle un arreglo a su hogar. Y desde que ingreso a esta empresa los resultados han sido buenos, ya que ha tenido una gran aceptación en su comunidad y los ingresos que ha generado lo han ayudado a sacar adelante a su familia.
En estos momentos lo que desea Yisenia es solicitar un préstamo por ¢535,000 (quinientos treinta y cinco mil colones) para la compra de materiales que necesita para la construcción del cieloraso para su casa. Ella espera tener un techo digno para su familia y llegar a generar más ingresos para mejorar su condición de vida.
Yisenia es miembro de la Empresa de Crédito Comunal de Raíces Capitales S.A, razón por la cual dice sentirse muy agradecida por las oportunidades de acceso al crédito que esta le brinda y poder llevar a cabo sus proyectos de vida.
More information about this loan
As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid