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Yisenia Maria
Yisenia, 28, lives with her husband and children. She’s from a community located on the south Pacific coast of Costa Rica, called La Palma de Puerto Jiménez, in Puntarenas Province. This is an area that’s grown commercially and as a port. It’s very developed because it has beautiful beaches in its surroundings. Fishing, agriculture and livestock raising are the most prevalent activities. This community is full of customs and activities.

It’s been several years now that Yisenia has been intending to do some home improvements and since she joined this firm results have been good in that she’s been well received in her community and income generated has helped her support her family.

At present, what Yisenia wants is to request a ¢535,000 (five-hundred thirty-five thousand colones) loan to buy materials she needs to build a ceiling in her house. She hopes to have a proper home for her family and to generate more income to improve her living conditions.

Yisenia is a member of the “Raíces Capitales S.A. “ communal bank and she says that she’s very grateful for the opportunities to access credit it’s providing her to carry out her life projects.
View original language description ↓
Yisenia tiene 28 años de edad vive con su esposo e hijos y es vecina de una comunidad ubicada en la Costa Pacifico Sur de Costa Rica, llamada La Palma de Puerto Jimenez, en la provincia de Puntarenas. Es una zona que ha crecido comercial y portuariamente, muy explotada ya que, poseen hermosas playas a su alrededor. Se da mucho lo que es la pesca, la agricultura y ganadería. Esta comunidad está llena de costumbres y actividades.
Desde hace varios años que Yisenia tiene en mente hacerle un arreglo a su hogar. Y desde que ingreso a esta empresa los resultados han sido buenos, ya que ha tenido una gran aceptación en su comunidad y los ingresos que ha generado lo han ayudado a sacar adelante a su familia.

En estos momentos lo que desea Yisenia es solicitar un préstamo por ¢535,000 (quinientos treinta y cinco mil colones) para la compra de materiales que necesita para la construcción del cieloraso para su casa. Ella espera tener un techo digno para su familia y llegar a generar más ingresos para mejorar su condición de vida.

Yisenia es miembro de la Empresa de Crédito Comunal de Raíces Capitales S.A, razón por la cual dice sentirse muy agradecida por las oportunidades de acceso al crédito que esta le brinda y poder llevar a cabo sus proyectos de vida.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 508.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Yisenia Maria to buy building materials and supplies to install a ceiling in her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 26, 2011
Sep 28, 2011
Currency Exchange Loss:
Apr 19, 2013