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Dushyirehamwe/sngnr Group
In this Group: Esron, André, Annonciata, Hassan, Sylvain, Perpetue, Alphonsine, Ali*, Ezechiel, Fidèle
* not pictured
Fidèle is a member of Dushyirehamwe Group, whose name means "let's get together". He's 36 years old, married, and has three children, age 3 to 8. One of them attends school. In addition, he has another person to support. He attended elementary school for 8 years.

Fidèle is a rice cultivator and he is seeking his first loan from Kiva's partner, ACB. He will use it to buy chemical fertilizers for his rice farming business. His strategy for growth is to plant on time. With his profits, he intends to provide education and healthcare to his children.

Note: Ali (another member of the group) is not in the photograph, but his wife is in it instead. She's the second person from the right.
View original language description ↓
Fidele fait partie du groupe Dushyirehamwe. Le nom du groupe signifie «mettons-nous ensemble ».Il a 36 et il est marié avec 3 enfants de 3 à 8 ans, dont 1 scolarisés et il a une personne en charge plus que ses enfants. Son niveau d’éducation est 8 ans de primaire.

Fidele est cultivateur de riz. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit pour acheter des engrais chimiques pour son agriculture de riz.

Sa stratégie pour la croissance de son business est cultivée à temps. Dans les prochaines années, Fidele voudrait être parmi les meilleurs cultivateurs de riz dans sa région et avoir la grande production du riz. Avec les profits, il prévoit d’éduquer ses enfants et les soigner.

Note sur la photo: Au lieu d'Ali, sa femme se figure sur la photo. Elle est la deuxième à partir de la droite.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 44
    View loans »
    Rwanda Loans Fundraising
  • $17,124,425
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dushyirehamwe/sngnr Group's $1,700 loan helped a member to buy chemical fertilizers for his rice farming business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 20, 2011
Oct 5, 2011
Currency Exchange Loss:
Apr 17, 2012