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Montaha is a 21-year-old young woman. She is married and her husband is a school teacher with a decent salary. Montaha has a grocery store located in an active area where she lives. she wants to purchase large amounts of groceries for sale such as: rice, sugar, flower...etc, but she does not have enough extra money so she needs to take a loan from FATEN. When Montaha takes the loan which is repaid on a monthly basis, she will be able to buy groceries so she will have in the store a better collection of inventory for sale. Montaha will increase her income and provide better life conditions to the family. Montaha is a conservative woman, so her husband is photographed instead.

About this loan product:
FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 87
    View loans »
    Palestine Loans Fundraising
  • $14,176,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Montaha to purchase more groceries for sale.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Sep 13, 2011
Sep 30, 2011
Currency Exchange Loss:
Sep 15, 2012