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Señora Normandina is 58 years old. She is a widow and mother of 5 children. She lives in the Colonia Moncada Lobo in the town of Juticalpa and she sells second hand clothes.

Doña Normandina started selling used clothes more than 10 years ago. She works with one of her children selling the clothes as street vendors. Every day very early in the morning they travel to the nearby villages to sell and then they come home in the afternoons. Normandina does not suffer from any serious medical condition; 'gracias a Dios' (thanks be to God) she is a healthy person but she has a granddaughter who has problems with her eyesight and has undergone 3 operations. The girl has now completely lost her eyesight and cannot see.

Doña Normandina is asking for the loan to purchase 3 bundles of used clothes so that she can continue to have an economic activity that gives her an upkeep and allows her to help her granddaughter with the medical expenses of her illness.

Her dream is to see her granddaughter recovered and to have her own premises so as to no longer be a street vendor exposed to crime.

Doña Normandina has 4 loan cycles with FAMA and is very punctual with her repayments.
View original language description ↓
La señora Normandina tiene 58 años de edad, es viuda y madre de cinco hijos, reside en la Colonia Moncada Lobo en el municipio de Juticalpa y se dedica a la venta de ropa de segunda mano.

Doña Normandina inicio a vender ropa usada hace mas de 10 años, trabaja conjunto a uno de sus hijos y lo hacen de forma ambulante. Todos los dias muy temprano por las mañanas salen a las aldeas mas cercanas a realizar ventas y luego regresan a casa por las tardes. Normandina no sufre algún padecimiento grave, gracias a Dios es una persona sana, pero tiene una nieta con problemas en su vista y ya ha sido sometida a tres operaciones, actualmente la niña perdió totalmente su vista y no puede ver.

Doña Normandina solicita este préstamo para comprar tres fardos de ropa usada y así poder seguir teniendo una actividad económica que le permita sostenerse y ayudar a su nietecita con los gastos médicos de su enfermedad.

Su sueño es ver a su nieta recuperada y tener un local propio para ya no andar vendiendo de forma ambulante y exponiéndose a la delincuencia.

Doña Normandina tiene cuatro ciclos en FAMA y es una clienta muy puntual con los pagos.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,800
    Average annual income
  • 35
    View loans »
    Honduras Loans Fundraising
  • $9,990,725
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Normandina to buy bundles of used clothes.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 26, 2011
Sep 28, 2011
Currency Exchange Loss:
Mar 15, 2012