A loan of $600 helped to pay for grocery items and products needed in her business.

Marina's story

This is Marina, 30, a resident of Manila in the Philippines. She is married to Agapito, a welder, and mother to their two children. Both are still studying in elementary school. She and her husband manages their own household while operating the business. At this time she is working hard to continually provide income for their everyday expenses.

Marina operates a variety store. In the Philippines, a variety store is basically a small convenience store, which sells groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a Php 5-worth of cooking oil, or an egg. She earns income by getting supplies at wholesale prices and selling by the piece. Aside from this she also sells frozen chicken and pork. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of Php 600 in sales every day.

To help her continue operations of her business, she is requesting a Php 26,000 loan. She will be utilizing the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.

Marina hopes her business grows into a mini-grocery and dreams to be able to give her children a good and high quality education through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

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