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Elicha was born in the city of Maputo in the province of the same name in southern Mozambique. He is single and has no children and is in his first year studying psychology at the Universidade Pedagógica. He has never left his hometown and he lives at home with his family and supports his brothers and sisters who also live with him.

He is a teacher and has earned a monthly salary of 5,050 MZN [Mozambique Meticais] for two years, which goes to his household expenses and also some savings in his personal bank account.

He has never taken out a loan from any other bank and became aware of Hluvuku [Kiva field partner] through some friends who are also Hluvuku clients. This will be his first loan with Hluvuku in the amount of 10,000 MZN [Mozambique Meticais] with which he plans to buy construction materials (bricks, steel, cement, etc.) so she can continue working on his house.

He plans to take out further loans from Hluvuku in the future to finish his studies and improve his family's living conditions.
View original language description ↓
Nasceu na cidade de Maputo, provincia do mesmo nome, sul de Moçambique, solteiro e não tem filhos. Frequenta a Univercidade Pedagógica e está no 1º ano de psicologia. Vive na casa propria com a sua familia e sustenta seus irmãos que vivem com ele.

Nunca saiu da sua terra natal, é professor ha mais de 2 anos e tem um salario de 5.050.00mt, por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria.
Nunca teve emprestimos em outros bancos, conheceu a Hluvuku atravez de amigos que tambem saõ clientes desta instituição. Este é o seu primeiro emprestimo na Hluvuku no valor de 10.000.00mt, com qual pretende comprar material de de construcao de uma casa (barrotes, ferro, areia, cimento, pedra, e outros.) para dar continuidade sua obra.
No futuro pretende solicitar mais valor para concluir os seus estudos para melhorar as condições de vida da sua familia, irá solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 39
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 26.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Elicha to buy construction materials (bricks, steel, cement, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 30, 2011
Sep 28, 2011
Currency Exchange Loss:
Mar 20, 2012